Privacy

One of our primary principal concerns is the effective protection of our customer’s and employee’s privacy. It is in our best interest, therefore, to inform all parties concerned of the method that we use for collecting information and how that information gets used. Collecting information is an essential part of our business practices because we need to use the information technology to maintain our databases. This privacy policy will outline the major activities regarding personal information security, collection, storage, and usages.

The Collected Information

Our company collects certain information that is effectively not a part of any public records for the following reasons: To store and make use of loan application information; to maintain a file with your personal records, which include your phone, name, address, and other relevant information; to maintain accurate records regarding your payment history with our company. This information is used and collected only in accordance with applicable laws regarding private information of this nature. We only use the information collected to the extent of the applicable laws regarding our company’s ability to conduct business by making use and by collecting this information.

Disclosure of Information

This information, according to applicable governing laws, can only be disclosed in the event of certain definable circumstances. An example of our ability to disclose nonpublic information would be in response to a subpoena by the government or to the designated consumer reporting agency. In addition, we are permitted to disclose the information collected about you to the relevant third-party financial institutions. These institutions are business partners whom we rely upon to provide joint marketing campaigns in addition to servicing and administering the loans you receive from our company.

Without exception, these are the only circumstances in which we participate in the disclosure of the private information you have provided.